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Terms & Conditions

Last updated: 30/11/2025

 

These Terms & Conditions govern your use of the FinKidIQ website and app (“Service”). By using the Service, you agree to these Terms.

 

1. Eligibility

 

FinKidIQ is designed for children, but accounts must be created and supervised by a parent or legal guardian.

 

2. Acceptable Use

 

Users agree to:

  • Provide accurate account information

  • Use the Service only for lawful, educational purposes

  • Supervise child access

 

Users must not:

  • Hack, disrupt, or misuse the platform

  • Copy or redistribute our content without permission

 

3. Intellectual Property

 

All FinKidIQ content—including characters, animations, logos, lessons, quizzes, and graphics—is owned by FinKidIQ.
You may not reproduce or distribute this content without written approval.

 

4. Payments & Subscriptions (If Applicable)

 

If paid features are available:

  • Prices will be clearly displayed

  • Payments are processed securely

  • Subscriptions may renew automatically unless cancelled

 

Refunds follow the policies of the payment platform (e.g., App Store, Google Play).

 

5. User Accounts

Parents are responsible for:

  • Protecting login credentials

  • Ensuring compliant use

  • Reporting account issues

 

We may suspend or terminate accounts that violate the Terms.

 

6. Educational Disclaimer

 

FinKidIQ provides educational materials only.
We do not offer professional financial advice or guarantee financial outcomes.

 

7. Limitation of Liability

 

To the extent permitted by law:

  • FinKidIQ is not responsible for indirect or incidental damages

  • Our maximum liability is limited to fees paid in the last 12 months (if any)

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This does not reduce rights protected by EU/UK consumer law.

 

8. Parental Responsibility

 

Parents are fully responsible for their child’s use of the Service, including learning activity and interactions.

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9. Termination

 

We may suspend or terminate accounts due to:

  • Violation of Terms

  • Security concerns

  • Legal obligations

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Users may delete their accounts at any time.

 

10. Governing Law

 

Depending on your location, applicable laws include:

  • EU Member State laws

  • UK law

  • Swiss law

  • Relevant U.S. federal and state laws

 

11. Contact Information

 

For legal or privacy-related questions: contact@finkidiq.com

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